myFinity payment platform is a cloud hosted platform which enables Banks, Financial Institutions and non-financial institutions to setup their Payment Systems in less than 90 days. Specially built with the capability to handle offline payments, myFinity is helping banks and financial institutions get into non traditional banking space like transit, toll and fuel payments. The platform enables card issuance, payment acquiring and helps bank’s manage their merchants. Banks have used myFinity platform for issuing special purpose city cards, transit cards or even debit cards. The self encompassing solution has inbuilt capabilities to offer mobile wallet solution or Payment Gateway Solution within the platform. An automated recon and settlement engine along with its fraud and risk management engine makes the Platform a unique offering to the Payments world.