Common Mobility Card Solutions

Common Mobility Card Solutions

PayCraft firmly believes that National Common Mobility Card (NCMC) or the One Nation One Card (ONOC) is the answer to the global problem of disintegrated transit ticketing. Based on EMV standards and with the flexibility of stored value cards, PayCraft’s common mobility card solutions bring the best of all worlds in one plastic. The solution works on an underlying principle that the consumer should be able to pay without cash and using his Bank’s card even if there is no network connectivity at the point of sale terminal.

PayCraft firmly believes that National Common Mobility Card (NCMC) or the One Nation One Card (ONOC) is the answer to the global problem of disintegrated transit ticketing. Based on EMV standards and with the flexibility of stored value cards, PayCraft’s common mobility solutions brings the best of all worlds in one plastic. The solution works on an underlying principle that the consumer should be able to pay without cash and using his Bank’s card even if there is no network connectivity at the point of sale terminal.

NCMC RuPay NCMC on Debit Cards

NCMC RuPay

National Payments Corporation of India (NPCI) owns and operates Rupay card scheme which offers its contactless payment technology based on EMV called the National Common Mobility Card (NCMC). NCMC is an inter-operable transport card conceived by the Ministry of Housing and Urban Affairs of the Government of India. PayCraft is a pioneer and a leading solution provider for the NCMC technology in India. The solution enables banks to issue NCMC debit or prepaid cards which can be used in transit as a contactless payment method and in retail or online platforms just like any other banking card.

Feature List

  • Cloud Based setup
  • Supports all card schemes
  • Supports online and offline transactions
  • Contact or contactless transactions
  • 100+ ready reports
  • AI based fraud engine
  • 24X7 technical support
  • Automated recon and settlement
  • Secure NFC Payments
  • PCI DSS and PA DSS certified

NCMC on Debit Cards

Banks can now upgrade their regular debit card management system to NCMC capable debit card management system. Government of India’s vision for One Nation One Card (ONOC) envisages that every debit card in India shall have capability to handle contactless transit transaction. This would mean that debit cards shall be issued with contactless chip supporting Rupay qSparc specifications. PayCraft offers the NCMC DCMS plugin which helps banks to start issuing qSparc enabled debit cards and manage transit transaction without making much change to the existing debit card management system of a bank.

Feature List

  • Works with any DCMS system
  • Offline Balance Management
  • Quick deployment
  • Online and Offline transaction
  • Plug and play solution
  • Loading stored value with ease